Regular Checking


  • $50.00 minimum to open
  • Check Images with monthly statement
  • Free Internet and Telephone banking
  • ATM or VISA Check Card available


  • No maintenance fee unless daily balance falls below $500.00, or average daily balance is less than $1,000.00. If balance requirements are not met, a maintenance fee of $5.00 will be imposed
  • First 30 debits per month are included in the maintenance fee.  Excess check charge of $0.10 will be imposed on each debit in excess of 30 during a statement cycle
  • Computer printout – no images $0.50
  • Stop payment fee of $20.00 per check.
  • Insufficient Funds Debits:
    • Return NSF Item Charge - $22.00 per item
    • OD / Paid NSF Item Charge - $22.00 per item
  • An overdraft charge per day will be calculated at an annual rate of 18% on the outstanding balance with a minimum per day overdraft charge of $0.10
  • Deposited checks returned to you $15.00 per check
  • Check printing depends on style of checks ordered
  • Auto Transfer Fee - automatic transfer between accounts you have with us (savings or checking) $10.00
  • Replacement ATM Card $3.00
  • ATM Transaction Fee (cash withdrawal at a foreign ATM) $0.50