Benefits:
- $1,500.00 minimum to open
- Consumer account / non corporate
- Interest paid monthly
- Variable Interest Rate
- Check Images with monthly statement
- Free Internet and Telephone banking
- ATM or VISA Check Card available
Cost:
- No maintenance fee unless the daily balance falls below $1,500.00, or average daily balance is less than $5,000.00. If balance requirements are not met, a maintenance fee of $5.00 will be imposed
- A per check fee of $0.15 will be imposed on each debit during a statement cycle if the balance requirements are not met
- Computer printout – no images $0.50
- Stop payment fee of $20.00 per check.
- Insufficient Funds Debits:
- Return NSF Item Charge - $22.00 per item
- OD / Paid NSF Item Charge - $22.00 per item
- An overdraft charge per day will be calculated at an annual rate of 18% on the outstanding balance with a minimum per day overdraft charge of $0.10
- Deposited checks returned to you $15.00 per check
- Check printing depends on the style of checks ordered
- Auto Transfer Fee - automatic transfer between accounts you have with us (savings and checking) $10.00
- Replacement ATM card $3.00
- ATM Transaction Fee (cash withdrawal at a foreign ATM) $0.50
