Money Market Deposit Account

Benefits:

  • $2,500.00 minimum to open
  • Interest paid monthly
  • Variable Interest Rate
  • Check Images with monthly statement
  • Free Internet and Telephone banking

Cost:

  • No maintenance fee unless the daily balance falls below $2,500.00, or average daily balance is less than $10,000.00. If balance requirements are not met, a maintenance fee of $10.00 will be imposed
  • Only 6 debit transactions are allowed per month
  • An excessive withdrawal charge of $10.00 will be imposed on each debit transaction (withdrawal, auto transfer, check, draft or payment) in excess of 6 per month
  • Computer printout – no images $0.50
  • Stop payment fee of $20.00 per check.
  • Insufficient Funds Debits:
    • Return NSF Item Charge - $22.00 per item
    • OD / Paid NSF Item Charge - $22.00 per item
  • An overdraft charge per day will be calculated at an annual rate of 18% on the outstanding balance with a minimum per day overdraft charge of .10
  • Deposited checks returned to you $15.00 per check
  • Check printing depends on style of checks ordered
  • Auto Transfer Fee - automatic transfer between accounts you have with us (savings and checking) $10.00
  • Replacement ATM Card $3.00
  • ATM Transaction Fee (cash withdrawal at a foreign ATM) $.50