Bank Club Account

Benefits:

  • $50.00 minimum to open
  • No minimum balance
  • Free checks (up to 300 per year) additional printed checks - fee depends on style of checks ordered
  • No charge for Cashiers Checks (up to 3 per day)
  • $20,000.00 accidental death & dismemberment insurance
  • Check Images with monthly statement
  • Free Internet and Telephone banking
  • ATM or VISA Check Card available

Cost:

  • Maintenance fee of only $12.50
  • First 40 debits per month are included in the maintenance fee.  Excess check charge of $0.10 will be imposed on each debit in excess of 40 during a statement cycle
  • Computer printout – no images $0.50
  • Stop payment fee of $20.00 per check.
  • Insufficient Funds Debits:
    • Return NSF Item Charge - $22.00 per item
    • OD / Paid NSF Item Charge - $22.00 per item
  • An overdraft charge per day will be calculated at an annual rate of 18% on the outstanding balance with a minimum per day overdraft charge of $0.10
  • Deposited checks returned to you $15.00 per check
  • Auto Transfer Fee - automatic transfer between accounts you have with us (savings and checking) $10.00
  • Replacement ATM Card $3.00
  • ATM Transaction Fee (cash withdrawal at a foreign ATM) $0.50