Benefits:
- $50.00 minimum to open
- No minimum balance
- Free checks (up to 300 per year) additional printed checks - fee depends on style of checks ordered
- No charge for Cashiers Checks (up to 3 per day)
- $20,000.00 accidental death & dismemberment insurance
- Check Images with monthly statement
- Free Internet and Telephone banking
- ATM or VISA Check Card available
Cost:
- Maintenance fee of only $12.50
- First 40 debits per month are included in the maintenance fee. Excess check charge of $0.10 will be imposed on each debit in excess of 40 during a statement cycle
- Computer printout – no images $0.50
- Stop payment fee of $20.00 per check.
- Insufficient Funds Debits:
- Return NSF Item Charge - $22.00 per item
- OD / Paid NSF Item Charge - $22.00 per item
- An overdraft charge per day will be calculated at an annual rate of 18% on the outstanding balance with a minimum per day overdraft charge of $0.10
- Deposited checks returned to you $15.00 per check
- Auto Transfer Fee - automatic transfer between accounts you have with us (savings and checking) $10.00
- Replacement ATM Card $3.00
- ATM Transaction Fee (cash withdrawal at a foreign ATM) $0.50
