NOW Checking

Benefits:

  • $1,500.00 minimum to open
  • Consumer account / non corporate
  • Interest paid monthly
  • Variable Interest Rate
  • Check Images with monthly statement
  • Free Internet and Telephone banking
  • ATM or VISA Check Card available

Cost:

  • No maintenance fee unless the balance falls below $1,500.00, or average daily balance is less than $5,000.00. If balance requirements are not met, a maintenance fee of $5.00 will be imposed
  • An item fee of $0.15 will be imposed on each debit during a statement cycle if the balance requirements are not met
  • Computer printout – no images $0.50
  • Stop payment fee of $20.00 per check.
  • Overdraft fee of $22.00 per item
  • An overdraft charge per day will be calculated at an annual rate of 18% on the outstanding balance with a minimum per day overdraft charge of .10
  • Deposited checks returned to you $15.00 per check