NOW Checking

Benefits:

• $1,500.00 minimum to open
• Consumer account / non corporate
• Interest paid monthly
• Variable Interest Rate
• Check Images with monthly statement
• Free Internet and Telephone banking
• ATM or VISA Check Card available

Cost:

• No service charge unless the balance falls below $1,500.00, or average daily balance is less than $5,000.00. If balance requirements are not met, a statement cycle service fee of $5.00 will be imposed
• An item fee of $0.15 will be imposed on each debit during a statement cycle if the balance requirements are not met
• Request statement with images $5.00
• Computer printout – no images $0.50
• Stop payment fee of $20.00 per check.
• Overdraft fee of $22.00 per item plus $0.10 per day that the account is overdrawn
• Deposited checks returned to you $10.00 per check